Personal
Loans
 Home
Equity Line of Credit
Take advantage of the equity in your home to finance
a new addition or simply to consolidate higher interest debt.
Our Home Equity Line of Credit offers easy access to your
money combined with great rates tied to the Wall Street Journal.
There could be a significant tax advantage as well.
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Home
Equity Term Loan
If you would like to use the equity in your home
but wish to have the security of a fixed rate and the comfort
of predictable payments, consider a Home Equity Term Loan.
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Installment
Loans
There is no time like the present to reward yourself
with the thrill of a new car, boat, or motorcycle. Why not
take advantage of your good credit and see this great country
close up through the windshield of a new RV. We offer competitive
rates and terms to meet your needs.
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Loan
Advantage
Never pay high overdraft fees again. Our Loan Advantage
provides overdraft protection for your checking account using
a Line of Credit.
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Mortgage
Loans
We have great rates and flexible terms on both fixed and adjustable rate loans. Whether you are purchasing your home or refinancing your current mortgage, several options are available.
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First
Time Homebuyer Program The
North Side Bank and Trust Company in conjunction with the Ohio
Housing Finance Agency are offering The First Time Homebuyer
Program the provides low interest, 30 year fixed-rate mortgage
for qualified homebuyers. You must be a first time home
buyer of a single family owner occupied home located in
Hamilton, Butler or Warren County, Ohio or have not owned a
home for 3 years. Maximum Household Income Requirements
Apply. Must complete a Homebuyers Education Program.
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Construction
Loans If
you plan to build your own home, we can finance each phase of
the process. Our knowledgeable loan officers can lock in a
great rate for either 6 or 9 months during the construction
phase. After completion, we can easily switch you over to
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